Central Mercantile
Credit Services

We request collection of this account which is not a consumer debt as defined by the Fair Debt Collection Practices Act, and we attach the enclosed statement and supporting documents. You are to begin with the following designated service: CLAIMS NOT DESIGNATED WILL BE MADE UP IN PERSONAL SERVICE.

	FREE DEMAND
	PERSONAL SERVICE
	SMALL CLAIMS RATE 50% of accounts of $200.00 or less $100.00 Minimum fee on accounts of $200.00 to $400.00 COMMERCIAL CLAIMS Amounts collected on a per claim basis between $400.00 and $3,000.00 - 25% over $3,000.00 - 18% Return merchandise or equipment - 50% of prevailing fee.
	FACE TO FACE COLLECTION SERVICE
	The charge for this service is a $495.00 non contingent fee and a flat contingency of 12 1/2% of the sums collected.
	INTERNATIONAL CLAIMS - 35%
	Claims against debtors outside the United States. Where Attorney services are needed rates may vary from Country to Country.
	THIS ACCOUNT HAS BEEN DISPUTED BY CUSTOMER
	Indicate below the nature of the dispute. IT IS IMPORTANT THAT ANY DISPUTE BE REPORTED.

It is agreed that all payments reported to you within the 10 day FREE DEMAND period are not subject to a collection charge. Amounts are not accepted for FREE DEMAND only. Accounts are not subjected to withdrawal for reason of promise of payment, settlement, etc. without commissions being paid at the standard rates. If said claims are not fully paid they will automatically proceed to Personal Service, and if necessary to Forwarding Service. Commissions are charged at the applicable rate for the Service in effect as of the date payment notification is received by CENTRAL MERCANTILE CREDIT SERVICE.